Wealth Management Built for You. Not for Our Commission
Your bank RM pushes their own AMC's PMS. Your mutual fund distributor cannot access PMS at all. Your CA knows tax , not portfolio construction. Nobody is actually managing your wealth.
India's Portfolio Management Service industry manages ₹8–9 trillion , growing at 22–25% CAGR as HNIs graduate from pooled mutual funds to individually managed equity portfolios. The SEBI minimum ticket is ₹50 lakhs.
India's PMS Industry AUM
SEBI Minimum Ticket Size
Professionals in DealPlexus Network
Independent Advisory. No Proprietary PMS to Push.
The conflict of interest in the PMS industry is structural and rarely discussed. Most wealth managers who recommend PMS either work at a bank whose affiliated AMC runs their own PMS strategies, or earn higher distributor commissions from specific PMS managers. DealPlexus does not run a proprietary PMS.
SEBI PMS regulatory framework compliance.
Every PMS we recommend is SEBI-registered. Every manager we work with discloses performance, fee structure, and portfolio holdings as required under SEBI (Portfolio Managers) Regulations 2020. No grey-market wealth management. No offshore structures without proper disclosure.
Track record analysis , not marketing materials.
PMS managers produce compelling marketing decks. DealPlexus analyzes rolling returns over 3, 5, and 7+ year periods, maximum drawdowns, recovery periods, alpha generation vs benchmark, and portfolio concentration risk , across multiple market cycles including 2020 (COVID crash) and 2022 (global rate hike selloff).
Integrated ecosystem view.
Your PMS does not exist in isolation. It sits alongside your fixed income allocation, your insurance coverage, your loan liabilities, and your tax position. DealPlexus brings the complete view , because the right PMS strategy for an investor with a large LAP liability and 30-bracket tax exposure is different from the right strategy for a retiree with no debt and pension income.
No proprietary PMS to push.
DealPlexus does not run a proprietary PMS. We are not affiliated with any fund house. We access PMS strategies from across India's SEBI-registered PMS manager universe , Motilal Oswal, Marcellus, ASK, Alchemy, IIFL, Abakkus, and others , and select based on your investment philosophy, time horizon, tax position, and return mandate.
... in deals facilitated.
Across our full platform , PMS, AIFs, fixed income, and mutual funds. We are not a startup with aspirational numbers. We are a functioning financial institution with a verifiable track record.
The Problem Isn't the Product. It's the Lack of Personalization.
As portfolios grow, the challenge is no longer access to investment products. The real issue is aligning investments with your overall financial situation, tax position, and long-term goals.
Most investors at ₹50L+ face a different set of problems:
Your portfolio is fragmented across multiple products
- •Overlapping exposures
- •Inefficient allocation
- •Missed rebalancing opportunities
Each is managed in isolation. No single view. No coordination.
Decisions are not aligned with your tax position
- •Gains and losses are not optimized
- •Exit timing may not align with your financial year
- •Tax efficiency is not actively managed
For investors in higher tax brackets, this can have a meaningful impact over time.
Your investments don't reflect your full financial picture
- •Business income variability
- •Existing real estate exposure
- •ESOPs or concentrated stock positions
- •Upcoming liquidity needs
Without this context, even well-performing investments may not be optimally aligned with your financial goals.
Limited ability to adapt as your needs evolve
- •More control over allocation
- •Ability to adjust strategy based on market conditions
- •Alignment with evolving financial priorities
Standardized investment approaches may not always provide this flexibility.
What This Leads To
Mutual funds can work well at any corpus size , many investors with crores in mutual funds are served perfectly by them. PMS is not an upgrade , it is a different approach. DealPlexus will recommend what fits your situation, even if that means staying with mutual funds.
Two Models. One Decision Point: How Involved Do You Want to Be?
Discretionary PMS delegates decisions to the manager. Non-discretionary PMS gives you control with institutional research backing every recommendation. The right choice depends on your time bandwidth, your desire for involvement, and your confidence in your own investment judgment.
Risk Level
Return Range
18–22%+ CAGR
Time Horizon
3+ Years
Discretionary PMS , You Delegate. The Manager Acts.
In discretionary PMS, the portfolio manager makes all investment decisions independently within the agreed mandate , strategy, stock selection, position sizing, entry and exit timing. You receive regular reporting but are not required to approve each transaction. This is the model preferred by investors who want genuine delegation: they have defined their investment philosophy, risk appetite, and return expectations with the manager, and they trust that framework to operate without requiring their approval on every trade.
Risk: Market risk applies. Manager operates within agreed mandate constraints. Drawdown tolerance defined upfront.
Returns: Top managers have generated 18–22%+ CAGR over 7+ years. Selection quality is the primary variable.
Time Commitment: Quarterly portfolio reviews. Manager acts independently within mandate. No transaction-level involvement required.
Suited for: Busy HNIs wanting delegation. Founders post-exit deploying liquidity. Professionals with high income and low time bandwidth.
Professional management without transaction-level involvement. Quarterly reviews. Annual mandate review.
Risk Level
Return Range
Variable
Time Horizon
3+ Years
Non-Discretionary PMS , Your Capital. Your Final Call.
In non-discretionary PMS, the portfolio manager provides research, analysis, and recommendations , but every transaction requires your explicit approval before execution. You retain full control over what enters and exits your portfolio. This model works well for investors who want institutional-grade research backing their decisions but prefer to remain actively involved in portfolio governance. It suits business owners and promoters who have strong views on specific sectors or companies.
Risk: Market risk + decision risk. You control transaction timing. Manager provides research and recommendation.
Returns: Depends on your decision quality. Manager provides research infrastructure. Your approval required on all transactions.
Time Commitment: Active involvement required. Research briefings before every action. Approval workflow that fits your schedule.
Suited for: Investors wanting control but needing research. Business owners with concentrated sector views. Professionals building portfolio management competence.
Research briefings before every action. Tax consequence modeling. Integrated reporting across all holdings.
Your First Step: A Portfolio Review That Changes the Conversation
Before any PMS discussion, DealPlexus conducts a complimentary portfolio review for investors with ₹50L+ in investable assets. The review covers:
Reviews your current portfolio composition , overlap analysis, concentration risk assessment, and alignment with your stated goals
Evaluates whether your financial situation calls for PMS, a continued mutual fund approach, or a hybrid of both based on corpus size and complexity
Defines a preliminary PMS mandate , return expectation, benchmark preference, sector constraints, concentration limits, and drawdown tolerance
Presents 2–3 PMS manager options most closely matched to your mandate, with head-to-head comparison across rolling returns, maximum drawdown, and fee structure
Explains how PMS integrates with your existing fixed income, insurance, and loan liabilities , the DealPlexus ecosystem advantage
This is not a sales presentation. It is the financial analysis your current advisors should have done already.
Before you commit ₹50 lakhs based on a PMS manager's marketing deck or a bank RM's recommendation, spend 30 minutes with a DealPlexus advisor. We will tell you if the strategy fits your mandate , or if a better-matched option exists that you have not been shown.
Independent advisory means we sometimes recommend against PMS entirely , if your corpus size or financial situation makes mutual funds a better fit for now. That is what objective advice looks like.
The Numbers Behind PMS Investing
The best PMS managers have generated 18–22%+ CAGR over 7+ years. The median manager has delivered roughly market returns at higher fees.
Selection quality is the primary variable in PMS outcomes. DealPlexus analyzes rolling returns over 3, 5, and 7+ year periods, maximum drawdowns, recovery periods, alpha generation vs benchmark, and portfolio concentration risk , across multiple market cycles including 2020 (COVID crash) and 2022 (global rate hike selloff).
PMS allows tax-loss harvesting at the portfolio level , saving ₹3–6 lakhs annually for a ₹2 crore portfolio in the 30% bracket.
When a mutual fund manager books profits, every unit holder suffers the tax consequence proportionally. In a PMS, the manager can time exits around your financial year, harvest losses to offset gains, and coordinate with your CA. For HNIs, this optimization alone can exceed the entire PMS fee.
Your ₹50L+ portfolio deserves a manager who knows your LAP repayment schedule, your tax bracket, and your liquidity needs.
Mutual funds optimize for the average unit holder. You are not the average. PMS can exclude sectors you dislike, hold cash when markets are expensive, and coordinate exits with your business cash flow needs. Customization is not a luxury at ₹50L+ , it is table stakes.
The transition from mutual funds to PMS typically happens between ₹50L–₹1 crore investable corpus.
Below ₹50L, mutual funds provide excellent diversification at low cost. Between ₹50L–₹1 crore, a single PMS strategy alongside mutual funds makes sense. Above ₹1 crore, PMS becomes a primary vehicle. DealPlexus will tell you which category you are actually in , even if it means recommending against PMS because your corpus isn't there yet.
The DealPlexus PMS advisory advantage
We do not run a proprietary PMS. We access PMS strategies from across India's SEBI-registered PMS manager universe , Motilal Oswal, Marcellus, ASK, Alchemy, IIFL, Abakkus, and others. We select based on your investment philosophy, time horizon, tax position, and return mandate , not on which manager pays us the highest trail commission.
Portfolio Management Services
Your ₹50L+ Portfolio Deserves Institutional Discipline
Discretionary · Non-Discretionary , Independent PMS advisory. SEBI-compliant. Full ecosystem integration across fixed income, AIF, and structured products.
Industry AUM
₹8–9 Trillion
Minimum Ticket
₹50 Lakhs
Professionals
30,753+
Schedule Your Portfolio Review Today
Before committing ₹50 lakhs to a PMS strategy, spend 30 minutes with a DealPlexus advisor. We analyze your current portfolio, assess whether PMS fits your situation, and present 2–3 manager options matched to your mandate , not the ones that pay us the highest commission.
All PMS strategies managed by SEBI-registered Portfolio Managers. Minimum investment ₹50 lakhs. PMS investments are subject to market risk. Tax treatment subject to individual circumstances.
DealPlexus , India's Financial Supermarket | Portfolio Management Services · SEBI Registered | Gurgaon HQ: 443, 4th Floor, Tower A2, Spaze iTech Park, Sohna Road, Gurgaon 122001 | support@dealplexus.com | +91 7428100654
DealPlexus | India's Financial Supermarket | All PMS strategies are managed by SEBI-registered Portfolio Managers. PMS investments are subject to market risk and are not guaranteed. Past performance is not indicative of future results. Minimum investment ₹50 lakhs as per SEBI regulations. Tax treatment subject to individual circumstances , consult your CA.