For most MSME owners in India, getting a
For most MSME owners in India, getting a business loan feels like running a marathon , months of paperwork, endless bank visits, and uncertain outcomes. But it does not have to be this way. With the right preparation and the right lending partner, you can go from application to disbursement in 48 hours.
The first step is documentation readiness
The first step is documentation readiness. Before you even approach a lender, ensure you have the last 3 years of ITR filings, 12 months of bank statements, GST returns, and your business registration documents digitised and organised. Missing even one document can add weeks to the approval process.
Next, know your credit score
Next, know your credit score. Most MSME owners never check their business credit score until they apply for a loan. At DealPlexus, we offer complimentary credit checks that give you a clear picture of where you stand , and more importantly, what you can do to improve your score before applying.
Finally, choose a lending partner that specialises in
Finally, choose a lending partner that specialises in MSME financing. Traditional banks often have rigid criteria that do not account for the reality of small business cash flows. DealPlexus connects you with 20+ NBFCs and fintech lenders who use alternative data , GST filings, UPI transaction volumes, trade receivables , to assess creditworthiness.
Our platform has facilitated over ₹200 Cr in
Our platform has facilitated over ₹200 Cr in MSME loans in 2025 alone, with an average approval time of 36 hours. The fastest disbursement? 18 hours from application to cash-in-account.
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