The Indian general insurance market is projected to
The Indian general insurance market is projected to grow 14% in FY2026, driven by three mega-trends that are fundamentally changing what businesses need to insure against. Understanding these trends is essential for any business owner reviewing their insurance portfolio.
Cyber insurance is the fastest-growing segment, with prem...
Cyber insurance is the fastest-growing segment, with premiums increasing 45% year-on-year. With India recording over 13 lakh cyber security incidents in 2025, businesses of all sizes are realising that a data breach or ransomware attack can be existential. IRDAI's new cyber insurance guidelines, effective April 2026, will standardise coverage terms and make policies more accessible for SMEs.
Climate risk insurance is the second major trend
Climate risk insurance is the second major trend. Extreme weather events , floods, cyclones, heatwaves , cost Indian businesses an estimated ₹1.5 lakh Cr in 2025. Traditional property insurance often has exclusions for climate-related damage. Parametric insurance products, which pay out based on measurable triggers (rainfall exceeding X mm, temperature crossing Y degrees), are gaining traction as a complement to standard policies.
Compliance-driven insurance is the third trend
Compliance-driven insurance is the third trend. Directors & Officers (D&O) liability insurance, professional indemnity, and product liability coverage are increasingly becoming mandatory or strongly recommended by regulators, investors, and customers. For companies planning an IPO or foreign investment, these policies are now table stakes.
At DealPlexus, our general insurance advisory covers all
At DealPlexus, our general insurance advisory covers all three trends. We work with 15+ general insurers to find the right coverage mix for your business , at competitive premiums with comprehensive protection.
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