The volatility problem
The Indian equity market has seen unprecedented volatility over the past twelve months. The Nifty 50 swung over 2,400 points in Q1 2026 alone , creating anxiety among even seasoned investors. In this environment, Fixed Income Securities (FIS) have emerged as the anchor that every diversified portfolio needs.
What FIS products offer
FIS products , including corporate bonds, government securities, debentures, and structured debt , offer predictable coupon payments and capital preservation. For HNI investors allocating ₹50 lakh or more, the risk-adjusted returns from AA-rated corporate bonds currently outperform large-cap equity on a 12-month rolling basis.
DealPlexus FIS platform
At DealPlexus, we have facilitated over ₹800 Cr in FIS transactions in the past year alone. Our platform gives investors access to institutional-grade debt instruments that were previously available only to banks and mutual fund houses. With yields ranging from 9.2% to 12.5% across different risk tiers, there is an FIS product for every investment appetite.
Predictability advantage
The key advantage of FIS in a volatile market is not just the returns , it is the predictability. When equity markets correct 10-15%, your FIS allocation continues generating steady income. This is why our advisory team recommends a minimum 30% FIS allocation for investors with a moderate risk profile.
SEBI regulatory transparency
SEBI's recent regulatory changes have also made the FIS market more transparent. The new disclosure norms for corporate bond issuers and the introduction of the electronic bidding platform have reduced information asymmetry, making it easier for retail HNI investors to participate with confidence.
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